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PTSD & Mental Health

PTSD & Mental Health Claims

Invisible wounds are real wounds. VA compensates PTSD, depression, anxiety, and other mental health conditions connected to service. These claims rely heavily on how well your symptoms are documented.

If you're in crisisCall or text 988, then press 1 for the Veterans Crisis Line, or chat at VeteransCrisisLine.net. It's free and confidential, 24/7.

PTSD: what VA needs

  • A diagnosis of PTSD that conforms to DSM-5 criteria
  • Evidence of an in-service stressor
  • A medical link between the stressor and your PTSD

VA relaxes the proof needed for some stressors (38 CFR § 3.304(f)). That includes combat, fear of hostile military or terrorist activity (when a VA or VA-contracted examiner confirms the stressor fits), and military sexual trauma (MST), where VA accepts "markers" such as behavior changes, requests for transfer, or treatment records. You describe your stressor on VA Form 21-0781.

How VA rates mental health conditions

All mental health conditions are rated under one General Rating Formula (38 CFR § 4.130) at 0, 10, 30, 50, 70, or 100 percent. The ratings are based on the level of occupational and social impairment. VA looks at the overall picture: frequency, severity, and duration of symptoms and how they affect work and relationships. It doesn't simply count symptoms off a list.

If you have more than one mental health diagnosis with overlapping symptoms, VA usually assigns one combined mental health rating.

Proposed rule changesVA proposed a new mental health rating formula in 2022. As of October 2026 it has not been finalized, so the current formula applies. Federal law generally protects ratings already in effect from a schedule change unless your condition actually improves.

Evidence that helps

  • Ongoing treatment records (VA, Vet Center, or private)
  • A detailed personal statement about how symptoms affect work, family, sleep, and daily life
  • Statements from spouses, family, or fellow service members (VA Form 21-10210)
  • Employment records showing missed work, discipline, or job loss
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Official sources

VA: PTSD claims · VA: MST · 38 CFR 4.130

This page is general information, not legal advice, and VA rules change. Last reviewed October 2026.

Questions

Frequently asked questions

Do I need to have been in combat?

No. PTSD can result from many in-service stressors, including accidents, MST, and fear of hostile activity. The evidence requirements differ by stressor type.

Will a mental health claim affect my gun rights?

A VA finding that you're unable to manage your own funds (incompetency) can have firearm consequences under federal law. A mental health rating by itself does not. If VA proposes an incompetency finding, you have the right to respond.

Take the first step

Find out if you may be eligible for more.

The review is free, takes about 10 minutes, and comes with no obligation. Have your DD-214 and any VA decision letters handy.